January 9, 2026

Does Life Insurance Payout for Breast Cancer?

A breast cancer diagnosis can bring not only emotional and physical challenges, but also serious financial concerns. Many individuals and families look to life insurance as a safety net, ensuring

January 8, 2026

Selling Your Life Insurance in Florida: What You Need to Know

Florida is one of the most active states for life settlements, giving residents a valuable option to turn unwanted life insurance policies into cash.  If you’re wondering, “can you sell

January 8, 2026

Understanding Liquidity in Life Insurance Policies

Life insurance is not just a death benefit. It can also act as a living financial resource. Liquidity refers to how easily policyholders can access funds from their life insurance

January 7, 2026

The Most Stranger Things-Like Cities in the U.S.

Few shows capture the nostalgia of the 1980s quite like Stranger Things. From arcade lights and mall hangouts to mysterious small-town secrets, the series has become a modern classic built

December 29, 2025

What Happens If You Don't Pay Hospital Bills

Understanding the potential consequences of not paying your hospital bills is vital for managing your financial health. Medical debt can create a lasting impact on your credit, legal standing, and

December 29, 2025

Life Settlement vs Viatical Settlement: What You Need to Know

If you or a loved one is considering selling a life insurance policy, two common options often come up: life settlements and viatical settlements. At first glance, they might seem

December 26, 2025

How Long Does it Take for Life Insurance to Pay for a Funeral Home?

Planning a funeral often comes with unexpected expenses, and many families rely on life insurance to help cover the costs. Final expense life insurance, also called burial insurance, is designed

December 24, 2025

Life Insurance Conversion: How to Convert Term to Permanent Coverage

Life insurance isn’t a one-size-fits-all solution, and the coverage you needed years ago may not reflect your needs today. That’s where life insurance conversion comes in. Simply put, it’s the

December 23, 2025

Can I Cash in My Life Insurance Policy?

Many people wonder if you can cash out a life insurance policy. The answer depends largely on the type of policy you have and your financial situation. Permanent life insurance

December 23, 2025

Average Life Insurance Payout

Life insurance can feel like one of those topics you don’t think about–until suddenly you have to. Whether you’re considering a policy for yourself or trying to understand how it

December 23, 2025

How to Cash Out Life Insurance While Alive

Many people purchase life insurance with the goal of providing financial protection for their loved ones after they pass away. However, certain types of life insurance policies allow policyholders to

December 23, 2025

What’s the Difference Between Life Insurance and AD&D? Definitions and Alternatives

Many people assume life insurance and Accidental Death and Dismemberment (AD&D) insurance are the same—but they serve very different purposes. Understanding the difference between life insurance and AD&D can help

December 22, 2025

How to Cancel a Life Insurance Policy

There may come a time when you wonder whether it still makes sense to keep your life insurance coverage. Maybe your children are grown, your mortgage is paid off, or

December 22, 2025

What Is Supplemental Life Insurance?

If you’ve ever asked what supplemental life insurance is, it’s essentially extra coverage that adds to your existing life insurance—often the basic policy provided by your employer. Supplemental life insurance

December 19, 2025

Should I Sell My Life Insurance Policy?

It’s a question more people are asking than you might think — should I sell my life insurance policy? For many policyholders, there comes a time when the original reasons

December 19, 2025

Selling a Life Insurance Policy: Tax Consequences

For many retirees and policyholders, selling a life insurance policy can be a smart financial move—offering extra cash to enjoy life, cover expenses, or fund new experiences. But before you

December 17, 2025

Terminal Illness Planning Checklist: Helping Guide You in Your Legal, Medical, and Emotional Journey

Facing a terminal diagnosis is one of the most overwhelming experiences anyone can go through, and planning for what comes next can feel equally daunting. Yet taking time to prepare

December 17, 2025

Financial Planning for Cancer Patients

A cancer diagnosis flips life upside down—emotionally, physically, and yes, financially. Between treatment decisions, schedule changes, and the mental load of navigating the unknown, money is often the last thing

December 16, 2025

Alternatives to Life Insurance: What to Consider Before You Buy or Cancel

When people search for alternatives to life insurance, they’re usually in one of two situations: either they want a different way to protect their family without committing to a traditional

December 16, 2025

Policy Owner vs Insured: What’s the Difference and Why It Matters

Most people assume the policy owner and insured are the same person, but that isn’t always the case — and the difference can impact who has control, who benefits financially,

November 21, 2025

How Does Term Life Insurance Work?

Term life insurance is a type of temporary coverage designed to protect your loved ones for a specific period—typically 10, 20, or 30 years. In simple terms, how does term

November 19, 2025

Joint Life Insurance Policy: What It Is and How It Works for Couples

A joint life insurance policy is designed to cover two people—most often spouses or long-term partners—under a single contract. Instead of managing two separate policies, couples can simplify their financial

November 18, 2025

The U.S. States With the Best and Worst Landlords

Renting a home comes with plenty of variables, but one factor can make or break the experience: the landlord. A good one communicates clearly, keeps up with repairs, and makes

November 14, 2025

What Is a Viatical Settlement? A Guide for Policyholders Facing Serious Illness

For policyholders facing a serious or terminal illness, managing both medical and financial challenges can feel overwhelming. One option that offers relief is a viatical settlement—a financial arrangement that allows

November 14, 2025

Can You Have Multiple Life Insurance Policies? A Guide to Layering Coverage for Your Needs

It’s a question many policyholders ask at some point: Can you have multiple life insurance policies? The short answer is yes — and in many cases, it’s not only possible

November 4, 2025

What Are the Tax Consequences of Cashing In a Life Insurance Policy?

Many policyholders are surprised to learn that cashing in a life insurance policy may lead to unexpected tax liability. While a policy’s cash value can be an appealing source of

October 29, 2025

What is the Cash Surrender Value of Life Insurance?

Purchasing a life insurance policy can be a big financial decision. When it comes to protecting your loved ones if you pass away, a life insurance policy is an easy

September 3, 2025

The U.S. Cities With the Highest-Rated Tourist Attractions

Some cities are simply better built for visitors. Whether it’s walkable downtowns, scenic views, or standout local landmarks, certain destinations offer more memorable experiences for out-of-towners. And in some cases,

July 24, 2025

Can You Sell a Term Life Insurance Policy?

Most people buy term life insurance to ensure their loved ones are financially protected in the event of an unexpected death. But what happens when the original reason for coverage

July 17, 2025

What Happens When a Life Insurance Policy Is Surrendered for Its Cash Value?

Surrendering a life insurance policy is a major financial decision that can bring immediate access to cash, but may also come with significant consequences. When you surrender your policy, you