February 23, 2026

Reasons to Cancel a Life Insurance Policy

Canceling a life insurance policy is not a decision to be taken lightly. For many, life insurance provides a financial safety net for loved ones, so choosing to end that

February 23, 2026

Does Term Insurance Have a Cash Value?

Life insurance is often seen as a cornerstone of financial planning, providing peace of mind that loved ones will be protected if the unexpected happens. Among the different types of

February 17, 2026

Can You Be Denied Cancer Treatment If You Can’t Pay? (Guide)

In the United States, the financial toll of cancer can be staggering. A single course of chemotherapy may cost $10,000-$30,000, and more advanced treatments like immunotherapy can reach six figures,

February 10, 2026

Does Medicare Cover Cancer Treatment After Age 76?

Navigating a cancer diagnosis can be overwhelming, especially later in life – and figuring out how you’ll pay for treatment shouldn’t add more stress to the equation. That’s where Medicare

February 9, 2026

Life Settlement Taxation: Everything You Need to Know

Life settlements offer policyowners a practical way to unlock the value of their life insurance by selling their policy to a third-party buyer in exchange for a lump sum payment.

February 2, 2026

How Much Is My Life Insurance Policy Worth

There are a few main factors that go into figuring out how much money your life insurance policy is worth. The type of policy has an impact on how you

January 27, 2026

How Much Does Hospice Cost Without Insurance?

Facing the decision to enter hospice care is already an emotional journey, and adding financial uncertainty on top of it can feel overwhelming. Families often find themselves asking a difficult

January 23, 2026

Understanding Reverse Life Insurance

Reverse life insurance is an informal term used to describe strategies that allow policyholders to access the value of a life insurance policy for cash benefits during their lifetime. This

January 22, 2026

Understanding the Life Insurance Secondary Market

Life insurance is traditionally seen as a tool to provide long-term security for loved ones–but in recent years, it has also become a source of untapped value. The life insurance

January 22, 2026

Consequences of Not Probating a Will

Probating a will is often an essential part of settling a person’s estate after they pass away. Without this legal process, many issues can arise that affect heirs, executors, and

January 21, 2026

Life Insurance Settlement Options: The Complete Guide

Life insurance is often one of the most valuable assets a person owns, but many policyholders aren’t aware that their policy can be more than just a death benefit for

January 9, 2026

Does Life Insurance Payout for Breast Cancer?

A breast cancer diagnosis can bring not only emotional and physical challenges, but also serious financial concerns. Many individuals and families look to life insurance as a safety net, ensuring

January 8, 2026

Selling Your Life Insurance in Florida: What You Need to Know

Florida is one of the most active states for life settlements, giving residents a valuable option to turn unwanted life insurance policies into cash.  If you’re wondering, “can you sell

January 8, 2026

Understanding Liquidity in Life Insurance Policies

Life insurance is not just a death benefit. It can also act as a living financial resource. Liquidity refers to how easily policyholders can access funds from their life insurance

January 7, 2026

The Most Stranger Things-Like Cities in the U.S.

Few shows capture the nostalgia of the 1980s quite like Stranger Things. From arcade lights and mall hangouts to mysterious small-town secrets, the series has become a modern classic built

December 29, 2025

What Happens If You Don't Pay Hospital Bills

Understanding the potential consequences of not paying your hospital bills is vital for managing your financial health. Medical debt can create a lasting impact on your credit, legal standing, and

December 29, 2025

Life Settlement vs Viatical Settlement: What You Need to Know

If you or a loved one is considering selling a life insurance policy, two common options often come up: life settlements and viatical settlements. At first glance, they might seem

December 26, 2025

How Long Does it Take for Life Insurance to Pay for a Funeral Home?

Planning a funeral often comes with unexpected expenses, and many families rely on life insurance to help cover the costs. Final expense life insurance, also called burial insurance, is designed

December 24, 2025

Life Insurance Conversion: How to Convert Term to Permanent Coverage

Life insurance isn’t a one-size-fits-all solution, and the coverage you needed years ago may not reflect your needs today. That’s where life insurance conversion comes in. Simply put, it’s the

December 23, 2025

Can I Cash in My Life Insurance Policy?

Many people wonder if you can cash out a life insurance policy. The answer depends largely on the type of policy you have and your financial situation. Permanent life insurance

December 23, 2025

Average Life Insurance Payout

Life insurance can feel like one of those topics you don’t think about–until suddenly you have to. Whether you’re considering a policy for yourself or trying to understand how it

December 23, 2025

How to Cash Out Life Insurance While Alive

Many people purchase life insurance with the goal of providing financial protection for their loved ones after they pass away. However, certain types of life insurance policies allow policyholders to

December 23, 2025

What’s the Difference Between Life Insurance and AD&D? Definitions and Alternatives

Many people assume life insurance and Accidental Death and Dismemberment (AD&D) insurance are the same—but they serve very different purposes. Understanding the difference between life insurance and AD&D can help

December 22, 2025

How to Cancel a Life Insurance Policy

There may come a time when you wonder whether it still makes sense to keep your life insurance coverage. Maybe your children are grown, your mortgage is paid off, or

December 22, 2025

What Is Supplemental Life Insurance?

If you’ve ever asked what supplemental life insurance is, it’s essentially extra coverage that adds to your existing life insurance—often the basic policy provided by your employer. Supplemental life insurance

December 19, 2025

Should I Sell My Life Insurance Policy?

It’s a question more people are asking than you might think — should I sell my life insurance policy? For many policyholders, there comes a time when the original reasons

December 19, 2025

Selling a Life Insurance Policy: Tax Consequences

For many retirees and policyholders, selling a life insurance policy can be a smart financial move—offering extra cash to enjoy life, cover expenses, or fund new experiences. But before you

December 17, 2025

Terminal Illness Planning Checklist: Helping Guide You in Your Legal, Medical, and Emotional Journey

Facing a terminal diagnosis is one of the most overwhelming experiences anyone can go through, and planning for what comes next can feel equally daunting. Yet taking time to prepare

December 17, 2025

Financial Planning for Cancer Patients

A cancer diagnosis flips life upside down—emotionally, physically, and yes, financially. Between treatment decisions, schedule changes, and the mental load of navigating the unknown, money is often the last thing

December 16, 2025

Alternatives to Life Insurance: What to Consider Before You Buy or Cancel

When people search for alternatives to life insurance, they’re usually in one of two situations: either they want a different way to protect their family without committing to a traditional