Sell your life insurance.

Fund your retirement.

Life settlements can help.

Say goodbye to your old life insurance policy and hello to financial freedom.

Unlock policy value

A life settlement unlocks the equity value of your old policy.

Cut your expenses

Stop Paying 100% of Your Annual Life Insurance Premiums. Turn your expenses into an asset.

Fund your retirement

Get an upfront cash value to help live a better life, pay off debt, or move to the beach.

Cover medical bills

Cover big surgery costs, ongoing medical expenses and retirement communities.

Ask Lynn. She got $180,000 for her $500,000 policy.

Lynn realized her life insurance was getting more and more expensive each year. Her children were grown and financially independent, so there was no need to keep the policy. She read about life settlements and decided to sell her life insurance for cash.

About Ovid


to get an offer

No commitment to sell or to get an offer from a licensed buyer



More than 500 people submit their life insurance information in an average month

Smiling Senior Couple

We make it simple.


Answer a few questions about yourself and your policy


We help you find out if you are a candidate to sell your policy

Using Ovid is completely free.

A licensed life settlement provider will buy your policy. These are financial institutions who specialize in purchasing life insurance policies.

Start by seeing if you qualify by answering a few questions here. If you qualify, we will refer you to a licensed provider who will work directly with you to evaluate your case and potentially make an offer for your life insurance policy.

Your settlement offer is based on many things including your age, health, policy size, and premium cost. Get an initial estimate here. It only takes a minute.

No, Ovid is neither a life settlement broker nor a life settlement provider (licensed buyer), and Ovid does not represent the policyholder. If you qualify for a life settlement, Ovid will introduce you to a licensed provider, but otherwise is not involved in the transaction.

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